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Social Security benefits and employee pension plan

 

In general, Social Security benefits and employee pension plan benefits do not cover enough of a typical retiree’s expenses, and many firms are discontinuing generous employee pension plans. 2 major types of employee retirement plans are defined benefit plans and defined contribution plans.

Respond to the following in a minimum of 175 words:

What are the advantages of a defined benefit plan and defined contribution plan?
What are the disadvantages of a defined benefit plan and defined contribution plan?
If you could only select either a defined benefit plan or a defined contribution plan, which would you choose? Why?

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