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Peer‐to‐peer lending. Technology has played an integral role in helping entrepreneurs or anyone with a cause to raise funds. The concept of peer‐to‐peer lending took off during the recent economic downturn, when traditional banks and other institutions tightened the money they were willing to lend. Peer‐to‐peer lending is an intermediary of sorts between friends and associates to assist with a loan. Go to any of the peer‐to‐peer lending sites (two links are listed below) and discuss the pros and cons of this type of financing. Is this something you might participate in as a lender or borrower? Explain your reasoning.
www.prosper.com
www.lendingclub.com
Is this something you might participate in as a lender or borrower? Explain your reasoning and respond in terms of the information on finance such as risk. Please not this should have a substantive response and not just a couple of sentences. This needs to be written with good sentence structure and grammatically correct.
