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Establishing credit and maintaining your creditworthiness are essential to your financial well-being. Good credit allows you to obtain loans and acquire assets that you otherwise might not be able to attain. This project will help you to examine your credit.
If you’ve already established credit, get a copy of your credit report from one of the credit bureaus mentioned in this chapter. (If you’ve applied for a loan recently, your lender may already have sent you a copy of your credit report.) Carefully examine your report for any inaccuracies, and take the necessary steps to correct them. Then look over your report and evaluate your creditworthiness. If you feel you need to improve your creditworthiness, what steps do you need to take?
