Leverage can impose a financial burden on companies. It can also create opportunity costs for the future. For this week’s discussion, compare the long-term debt burden of two publicly traded companies. Select two publicly traded companies from the same industry. Review the long-term liabilities section of the latest annual report for each of the two companies and write a 1-3 paragraph analysis of your findings as your main post. Include a copy of the companies’ balance sheets with your analysis.
Category: Finance
Leverage can impose a financial burden on companies
Leverage can impose a financial burden on companies. It can also create opportunity costs for the future. For this week’s discussion, compare the long-term debt burden of two publicly traded companies. Select two publicly traded companies from the same industry. Review the long-term liabilities section of the latest annual report for each of the two companies and write a 1-3 paragraph analysis of your findings as your main post. Include a copy of the companies’ balance sheets with your analysis.
Financials Plan
Show to your instructor that you have implemented the necessary corrections based on the part I feedback.
Part IV Requirements
- Financials Plan
a. Present an in-depth narrative to demonstrate the viability of your business to justify the need for funding.
b. In this section describe financial estimates and rationale which include financial statements and forms that document the viability of your proposed business and its soundness as an investment.
c. Tables and figures must be introduced in the narrative.
i. Describe the form of business (sole-proprietor, LLC, or Corporation).
ii. Prepare three-year projections for income, expenses, and sources of funds.
iii. Base predictions on industry and historical trends.
iv. Make realistic assumptions.
v. Allow for funding changes at different stages of your company’s growth.
vi. Present a written rationale for your projections.
vii. Indicate your startup costs.
viii. Detail how startup funds will be used to advance your proposed business
ix. List current capital and any other sources of funding you may have
x. Document your calculations.
xi. Use reasonable estimates or actual data (where possible).
- Continuous Improvement System
Financial reports
The name of the assigned company is given in the table below.
- Introduction of the company including sector information, history of the company, vision, mission, ownership structure, organizational structure, significant achievements in history if any.
- Financial reports (excel) of minimum last three years (Balance Sheet, Income Statement, Cash flow statement).
- Conduct Ratio Analysis in Excel (A, B, C and D classifications given in the chapter 2).
- Conduct Vertical and Horizontal Analysis for last three years.
- Calculate EFN while assuming 10% sales growth, constant dividend payout policy and running at less than full capacity.
- Calculate WACC of the company.
- Dividend Information and policy for the last three years.
- Valuation of Company (price per share).
- Future perspective of the company.
- Conclusion and References.
The Company:
https://www.saco.sa/en/reports
S# Student No. Company
17 202112027 SACO
Amazon’s balance sheet
In an Excel file, submit a copy of Amazon’s balance sheet for each of the last 3 years for which it is available. Then, in a response of no less than 500 words, consider the company’s long-term debt. How has it changed over the last three years?
Portfolio for Investment Based on P/E
Select a Portfolio for Investment Based on P/E:
Investors often use the price earnings, or P/E ratio, as a way to gauge the relative value of a stock in relation to its peers. It is the market price of a share of stock relative to its earnings per share. “The more positive investors feel about a stock’s future prospects, or the less risk they feel the stock has, the higher the stock’s P/E ratio” (Keown, 2019, p.415).
Other investors view a low P/E as a ‘value,’ meaning the price paid for the stock is less relative to the earnings generated by the firm itself.
Select four stocks of your choice that are diversified across four different sectors or industries.
In your initial post, label your selected stock as “choice,” the competitor stock as “peer,” the industry information as “industry,” and list the P/E ratio for each of these categories.
Comment on your findings. Based on the P/E ratio, do you believe your choice stock to be fairly priced, a ‘value,’ or overpriced as compared to a peer and the industry as a whole? Why?
Bonds and Other Fixed Income Instruments
Bonds and Other Fixed Income Instruments:
Bonds, also called fixed-income securities, provide investors with successive income over a specific time frame at regular intervals. These securities are issued by a number of companies, municipalities, and government agencies.
There are unique tax liabilities for investor income derived from bonds and other fixed-income instruments, which affect overall holding period returns realized from these investments. In addition, there are varying levels of risk associated with holding these types of securities.
Select two types of bonds and compare the following between the two types selected:
• What are the comparative levels of investment returns for each? View:
https://ycharts.com/indicators/moodys_seasoned_aaa_corporate_bond_yield
https://www.bloomberg.com/markets/rates-bonds/government-bonds/us
• What are the relevant tax considerations applicable to the investment returns on each?
• What are the comparative risk considerations between the two?
Retirement Planning
Retirement Planning:
You have just attended the HR Orientation at your new job, and you learned that your employer offers a defined contribution retirement savings plan: a 401k. Your employer will match 100% of your contributions to the plan up to a maximum of 5% of your salary.
You are offered two options:
• a traditional 401k, which allows you to contribute pre-tax money and defer paying taxes until you begin taking withdrawals in retirement;
• a Roth 401k, which allows you to contribute money that has already been taxed and take tax-free withdrawals in retirement.
You are also offered the option of choosing to increase your initial contribution amount by 1% annually, to a maximum of 15% of your salary.
• Will you choose the traditional 401k or the Roth 401k? What factors did you consider in making your decision?
• What percentage of your salary will you contribute? Will you choose the automatic 1% annual increases to your contribution? Provide specific rationale for your decisions.
Scarcity problem
What is a scarcity problem you have experienced in your work or home life?
What system could you use to manage your scarcity problem?
The Case for Financial Management in Healthcare
Leaders of healthcare organizations must have a foundational knowledge of key financial concepts and techniques, as well as how these principles are influenced by the unique characteristics of the healthcare industry. Assess how healthcare financial management can help healthcare organizations stay viable in the long run.
Q.2 Write a reply for ABC friend discussion
There are so many different things that involve how healthcare financial management can help healthcare organizations stay viable. Some of these things include;
Budgeting and forecasting: this helps to develop the financial plan and budget for an organization so that they can allocate resources efficiently and effectively.
The revenue management: You can’t run any organization without revenue management to optimize revenue streams, ensuring accurate billing, collection processes, and opportunities to increase in revenues. This will also include reimbursements and patient payouts.
Cost controls: where the organization focuses on which costs will go towards labor, supplies, and equipment and which areas costs can be reduced without compromising other thigs such as quality of care.
Compliance: Each organization is to be within compliance of state and federal laws and regulations. Any department takes part in understanding and keeping within these compliances.
Investments: with healthcare financial management helping, it can help an organization understand certain investment decisions such as risks and benefits of any investment opportunities that may come along. These investments can be something such as technologies or infrastructures.