Time Value of Money Activity

 

 

For this activity, read the scenario and then use the provided Week 6 Time Value of Money Excel Template [XLSX] and Week 6 Time Value of Money Template [DOC] templates to complete your activity before uploading them to the submission area.

Note: There are locked cells in the Excel template. The cells have been locked to prevent the formulas from being disturbed. The cells that you will need to use to complete this assignment are not locked. You may create your own templates, however, it is recommended that you use the templates provided.

Note: Watch the Excel tutorial videos linked in this week to learn how to use Excel before attempting the assignment. You can use the template provided or you may create your own template based on the one provided.

Scenario
Larry and Beth are both married, working adults. They both plan for retirement and consider the $6,000 annual contribution a must.First, consider Beth’s savings. She began working at age 20 and began making an annual contribution to her IRA of $6,000 each year until age 32 (12 contributions). She then left full-time work to have children and be a stay-at-home mom. She left her IRA invested and plans to begin drawing from her IRA when she is 65.Larry started contributing to his IRA at age 32. In the first 12 years of his working career, he used his discretionary income to buy a home, upgrade the family cars, take vacations, and pursue his golfing hobby. At age 32, he made his first $6,000 contribution to an IRA and contributed $6,000 every year up until age 65 (33 contributions). He plans to retire at age 65 and make withdrawals from his IRA.Both IRA accounts grow at an 8 percent annual rate. Do not consider taxes or inflation.

Instructions
Create a chart summarizing the details of the investment for both Larry and Beth.
Write a one-paragraph summary in which you explain the results in terms of the time value of money for both Larry and Beth. (Hint: discuss why one person was able to save a great deal more than the other.)

 

Significant challenges concerning migration and the law

What are the most significant challenges concerning migration and the law of the sea?

This weeks reading discusses one of the most pressing challenges in global politics today: Migration. The extent of forced migration is growing exponentially . After viewing the lecture by Professor Godwin-Gill and reading the chapter in the e-book, what in your opinion is the biggest challenge when it comes to this crisis? Focus on the problems with the existing legal positions on the issue on both the international level and the U.S internal policies and laws.

Hashing algorithms

 

 

1.
Hashing algorithms have been around a long time. For example, MD5 has been used for authentication of numerous websites. In recent years however, between the increase in CPU performance and weak keys, MD5 no longer provides adequate protection. Research newer Hashing algorithms that can replace MD5. Select 3 and do a pro-con comparison of them. Which would you recommend? Why? How would you deploy this new algorithm in your organization’s website?

2.
HTTPS is increasing in popularity and is rapidly replacing HTTP as a security protocol for web traffic. What are the advantages of HTTPS? How would you deploy it on your organization’s website? Are there any disadvantages? Would HTTPS protect you when using a public WiFi connection? Why or why not?

 

Research Methodology

 

Every researcher is faced with a host of uncertainties as they embark upon any respective research endeavor. Decisions have to be made, methodologies finalized, data analyzed, and inferences made. As you begin adding the final touches to your Final Project, take a moment to reflect on the course you took and the decisions you made as you finalize the form your proposal will take.

Which research methodology did you select?
What about your research study led you to select this methodology?
Your initial post should be at least 400 words in length.

Guided Response: Review your colleagues’ posts, and substantively respond to at least three of your peers by Day 7. Each of your responses should be at least 200 words in length. Comment whether or not you agree with your classmates’ selections of research methodologies. Continue to monitor the discussion forum until 5:00 p.m. (Mountain Time) on Day 7, and respond with robust dialogue to anyone who replies to your initial post.

The Incident Response Plan

 

After being on the job for a week reviewing Wellness Technology’s contingency plans, you have identified that the company doesn’t have a comprehensive incident response plan (IRP). You have discussed this with your boss, the IT manager, and have decided that this is something that must be created.

In this project, you will create an IRP for Wellness Technology, Inc. The format design of the IRP document can be your own creative work product and/or an industry standard one from the web. If you choose the ladder, please make sure you have the right to use it. Your IRP should cover the following events if they were to occur:

Power failure
Internet service provider (ISP) failure
Fire
Burst water pipe
The Voice over Internet Protocol (VoIP) telephone system failure used by the sales team and 24×7 technical support team
Virus/malicious code compromising the Wellness Technology’s Web App (to include the presentation layer, business layer, and database layer) or the wrist device
Submission Details:
Use a professional format for the IRP citing sources where applicable.

“Zimbaro’s Stanford Prison Experiment”

 

Chapter 4: Make sure you watch the video “Zimbaro’s Stanford Prison Experiment” embedded in the powerpoint presentation. For your discussion for this chapter, answer the following questions: 1). Did the behavior of the participants (the guards AND the prisoners, BOTH of whom were actually naïve college students) surprise you? 2). Did the behavior of the experimenters (Zimbardo and his staff) surprise you? 3). If you had been a prisoner or guard participant in this study, do you think you would have behaved differently? Why or why not? 4). As you frame your response, highlight the difference between attitudes leading to behaviors versus behaviors leading to attitudes, and tie it in with your ideas about the Stanford Prison Experiment.

 

Blog post

 

Post a blog post that includes:

A description of your field education experience to include an explanation of your agency, the types of social services offered, and the population groups or clientele served by your agency
An explanation of how engagement occurs in your field education experience

Hybrid work environment

 

You have identified a problem that employees want to work remotely. You are proposing to have a hybrid work environment and discuss the benefits of working from home.

Contains no fewer than 2,500 words; no more than 3,000.

Includes a minimum of one original graphic.
Clearly identifies the audience and purpose.
Shows research has been conducted and preliminary integration of research material is in place following current APA formatted in-text citations.
No fewer than five references are cited, at least one of which is a peer-reviewed article.
Adheres to business document expectations — single space, double space between paragraphs. Provides a cover letter or memo, a cover page, a table of contents, an executive summary, and references. See source formatting specification in the APA manual for in-text references and reference page

Growing Up with Gadgets, in its entirety

 

Watch the documentary, Growing Up with Gadgets, in its entirety. Then answer the following questions in your work:
How might technology, including social media, impact the social development of children?
What might this impact look like in some of the various theories we have studied so far?
What are the potential positive and negative developmental consequences of this type of technology for the various theories we have studied so far?
Discuss the implications of online bullying, including how this specific form of bullying impacts tween development in ways not known to previous generations. What can we do as a society to prevent online bullying?

Growing Up with Gadgets, in its entirety

 

Watch the documentary, Growing Up with Gadgets, in its entirety. Then answer the following questions in your work:
How might technology, including social media, impact the social development of children?
What might this impact look like in some of the various theories we have studied so far?
What are the potential positive and negative developmental consequences of this type of technology for the various theories we have studied so far?
Discuss the implications of online bullying, including how this specific form of bullying impacts tween development in ways not known to previous generations. What can we do as a society to prevent online bullying?